
Specialist Loss Adjusters for
Complex Insurance Claims
We provide expert claims preparation, loss adjusting, and advocacy across domestic, commercial, and construction insurance matters.
About Pharos Loss Management
Pharos Loss Management are specialist loss adjusters working across domestic, commercial, and construction insurance claims.
We exist to improve the claims experience by bringing clarity, structure, and technical expertise to what is often a complex and stressful process. Our role is to support clients through every stage of a claim, ensuring losses are properly understood, accurately quantified, and fairly presented to insurers.

Meet
Declan Robbinson
Managing Director
JD BEng GDLP DipEngPrac DipFinServ
Declan is a specialist loss adjuster with extensive experience in preparing and advocating for complex claims across domestic, commercial, and construction insurance.
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With a background in engineering and insurance loss assessment, Declan has developed a strong technical understanding of complex and high-value claims. He is frequently engaged on matters involving significant property damage, construction losses, and policy interpretation challenges.
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Declan’s approach is highly detail-oriented and solution-focused, with a strong emphasis on ensuring claims are accurately prepared and clearly presented. He works closely with clients, brokers, and insurers to help achieve fair and practical outcomes while reducing the stress and uncertainty often associated with the claims process.

Technical Knowledge You Can Rely On
Our team brings together backgrounds in engineering, legal, and insurance disciplines, allowing us to approach claims from multiple technical perspectives.
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This enables us to analyse complex situations, unpack competing views, and translate technical information into clear, structured claims submissions. We specialise in complex and high-value matters where accuracy, detail, and experience are critical to achieving a fair outcome.
Expert Support Through Every Stage of a Claim
Insurance claims can be technical, detailed, and often difficult to navigate without specialist support. We step in to manage and simplify the process from policy interpretation through to final settlement.
Reviewing & interpreting insurance policy coverage
Identifying & documenting the full extent of loss
Preparing fully quantified claims using appropriate methodologies
Collating supporting evidence and documentation
Liaising & negotiating with insurers on behalf of clients
