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Expert Claims Advocacy When You Need It Most

We level the playing field. Pharos Loss Management provides specialist claims preparation and public adjusting for homeowners, SMEs, and the construction industry.

 

We work for you, not the insurer

Our Specialisations

Expert assistance for home building and contents claims, especially following fire, flood, or storm events.

Protecting your business assets with a focus on material damage and technical causation.

Navigating complex contract works and professional indemnity claims with technical engineering expertise.

Why Pharos?

The insurance claim process is increasingly adversarial. While insurers have their own adjusters, Pharos provides the independent technical expertise required to ensure your claim is quantified accurately and settled fairly.

Technical Authority:
Unlike generalist firms, we use engineering principles to determine proximate cause in complex losses.

Strategic Advocacy:
We manage the insurer’s adjusters and navigate Internal Dispute Resolution (IDR) and AFCA processes on your behalf.

Agile & Focused:
We are a specialist firm with low overheads, allowing us to act swiftly and decisively for our clients.

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For Brokers

Insurance Brokers are an integral part of the insurance claims process. Pharos Loss Management was founded with the simple mission of improving the claims process. We set out various ways that we can assist brokers in improving the claims experience for their client.

We offer modular, "sticky" service models for
brokerages looking to provide a premium claims experience to their own clients.​

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