Our Specialisations
Expert assistance for home building and contents claims, especially following fire, flood, or storm events.
Protecting your business assets with a focus on material damage and technical causation.
Navigating complex contract works and professional indemnity claims with technical engineering expertise.
Why Pharos?
The insurance claim process is increasingly adversarial. While insurers have their own adjusters, Pharos provides the independent technical expertise required to ensure your claim is quantified accurately and settled fairly.
Technical Authority:
Unlike generalist firms, we use engineering principles to determine proximate cause in complex losses.
Technical Authority:
We manage the insurer’s adjusters and navigate Internal Dispute Resolution (IDR) and AFCA processes on your behalf.
Agile & Focused:
We are a specialist firm with low overheads, allowing us to act swiftly and decisively for our clients.
Our Fee Philosophy
Contingency Basis (No Win, No Fee): For domestic and many commercial claims, our interests are perfectly aligned with yours. We are rewarded based on the value we add to your settlement.
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Subscription & White-Labelling: We offer modular, "sticky" service models for brokerages looking to provide a premium claims experience to their own clients.