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Winter Mould in Strata Properties: The Hidden Insurance Risk Many Owners Overlook
Winter conditions can increase mould risks in strata properties, leading to costly property damage and complex insurance disputes. Learn how mould develops, when insurance may respond, and the preventative steps owners corporations and property owners can take before issues escalate.

Declan Robinson
Jun 115 min read


The ‘Underinsurance’ Trap: Why 2026 Construction Costs Require an Immediate Sum-Insured Review
Rising construction costs, labour shortages, and supply chain pressures are creating a growing underinsurance risk for Australian property owners in 2026. This article explores how outdated sums insured can impact claim outcomes, rebuild costs, and financial recovery following major property losses.

Declan Robinson
May 274 min read


5 Critical Autumn Checks Every Homeowner Needs to Protect Their Storm Claim
Protect your home and storm insurance claim this autumn. Learn 5 essential checks for gutters, roof, leaks, weatherproofing, and drainage, to prevent damage, ensure coverage, and safeguard your property.

Declan Robinson
Apr 144 min read


Storm & Hail Damage Insurance Claims: What Homeowners Need to Know When Thousands of Claims Hit at Once
When major storms hit, thousands of insurance claims flood the system at once, leading to delays, missed damage, and under-settlements. Here’s what homeowners need to know to protect their entitlement and avoid costly mistakes after storm or hail events.

Declan Robinson
Jan 285 min read


Navigating Complex Strata Insurance Claims
Managing a strata insurance claim is rarely straightforward. This case study explores how disputed scopes, multiple causes of loss, and insurer delays can stall claims—and how expert advocacy and the AFCA process helped secure a fair $72,000 settlement.

Declan Robinson
Jan 164 min read
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